Save Money with a Wind Mitigation Inspection

Florida and Georgia homeowners know the risks of strong winds and storms. What many don’t know is that a Wind Mitigation Inspection can actually help lower your insurance premiums. At FL-GA Home Inspections, we provide certified wind mitigation reports that document your home’s protective features, proving to insurers that your property is storm-ready.



With nearly two decades of experience and advanced reporting, we make the process simple: fast scheduling, thorough evaluation, and same-day reports that keep your home covered and your costs down.

What Is a Wind Mitigation Inspection?

A wind mitigation inspection is an evaluation of your home’s ability to withstand high winds. Insurance companies reward homeowners who have features that reduce storm damage — things like impact-resistant windows, reinforced roof decks, or hurricane shutters.


During this inspection, we look at how well your home’s roof, walls, doors, and windows are secured, then provide an official report that you can submit to your insurer.


The result? You may qualify for substantial premium discounts, sometimes saving hundreds of dollars each year.

wind mitigation inspections

Why It Matters for Homeowners

A wind mitigation inspection isn’t just another box to check — it’s one of the smartest investments a Florida or Georgia homeowner can make.


  • Lower Your Premiums: Most insurers offer credits for wind-resistant features.

  • Stay Compliant: Many insurance providers require this inspection for new or renewed policies.

  • Protect Your Investment: Learn how secure your roof and openings are before the next storm season.

  • Peace of Mind: Know that your home has been evaluated by a licensed inspector who understands local risks.

💬 “Jim did an outstanding job performing a commercial inspection for me on a property I was considering purchasing. Jim was knowledgeable, professional and very helpful. I give Jim my highest compliments on a thorough and detailed inspection. Thank you Jim!!” – Brett Hester (Google Review)

Our inspection covers all the key elements insurers care about most when it comes to storm protection:


  • Roof Shape → hip vs. gable (hip roofs often qualify for bigger discounts).
  • Roof Covering → shingles, tile, or metal, including installation year.
  • Roof Deck Attachment → how securely the roof deck is fastened to rafters or trusses.
  • Roof-to-Wall Connections → clips, straps, or bolts that hold the roof in place.
  • Secondary Water Resistance → underlayment or sealants that protect against leaks.
  • Opening Protection → impact-rated windows, hurricane shutters, reinforced garage doors.

We document each feature with photos, notes, and clear descriptions to help your insurer apply the right credits.


We know insurance deadlines are often tight, which is why our process is designed to be fast and efficient:


  1. Book your inspection — Call or use our online form.
  2. On-time arrival — We show up as promised.
  3. Thorough evaluation — We check every feature that qualifies for credits.
  4. Photo documentation — High-resolution photos included.
  5. Same-day report — Insurance-ready, often within hours.

💬 “Jim Adams was awesome! He spent a lot of time on the phone with me and really helped me understand the process, the details of the inspection, and the final report. He was very professional and extremely nice. He went above and beyond for me and I truly appreciate it.” – Linda Stewart (Google Review)


  • Licensed Home Inspector (HI10643) & Licensed Contractor Since 2008
  • Family-Owned & Operated — Local accountability you can trust.
  • Fast Turnaround — Most reports delivered same day.
  • Proven Reputation — ⭐ 4.6 Google rating across 20+ reviews.
  • Insurance Expertise — Our reports are widely accepted by insurers in Florida and Georgia.

We don’t just check boxes — we explain what your home has, what it needs, and how it impacts your insurance premiums.


Local Advantage

Storms are part of life in North Florida and South Georgia. That’s why homeowners and insurers here take wind mitigation seriously. Our inspectors know the local building codes, insurance standards, and common roof types in this region.


We proudly serve:


Wind Mitigation + Other Inspections


Pair with a Four-Point Inspection
Most insurers request a Four-Point Inspection for homes 20+ years old. Book both together to save time and simplify insurance approval.


Combine with a Pre-Purchase Inspection
If you’re buying a home, combine wind mitigation with a Pre-Purchase Home Inspection to protect both your insurance rates and your investment.


Frequently Asked Questions

Got a question? We’re here to help.

  • How much can I save with wind mitigation credits?

    Savings vary, but many homeowners see discounts of 10–40% on their premiums.

  • How long is a wind mitigation report valid?

    Most insurers accept reports for up to five years.

  • Is a wind mitigation inspection required by law?

    Not always — but many insurance carriers require it for new or renewal policies.

  • Do I need both a Wind Mitigation and a Four-Point Inspection?

    In most cases, yes. Four-Point covers major systems; wind mitigation focuses only on storm resistance.


  • How quickly will I get my report?

    Most reports are delivered the same day, often within hours.


Ready to Save on Insurance?

Don’t wait for the next storm season — or pay more than you need to. A Wind Mitigation Inspection can protect your home and your wallet.


📞 Call us today at (850) 869-9099
📧 Email: info@flgahomeinspections.com
📅 Or click below to schedule online: