Frequently Asked Questions

We know that buying, selling, or insuring a home can be stressful — and inspections often raise a lot of questions. At FL-GA Home Inspections, we want to make the process as simple and transparent as possible. Here are answers to the most common questions our clients ask about home inspections in North Florida and South Georgia.

General Home Inspection FAQs

checking outside of home
  • What does a standard home inspection include?

    A standard inspection evaluates the overall condition of the home, including the roof, plumbing, HVAC, electrical systems, foundation, and structure. We also check for signs of water damage, safety hazards, and other issues that may affect value or livability.


  • How long does a home inspection take?

    Most inspections take 2–3 hours, depending on the size and age of the home. Larger or multi-unit properties may take longer.


  • Do I need to be present during the inspection?

    You’re not required to be there, but we recommend it. Walking the property with your inspector gives you the chance to ask questions and see issues firsthand.


  • How fast will I get my report?

    In most cases, you’ll receive your inspection report within 24 hours. After major storms or busy seasons, it may take slightly longer — but we prioritize fast turnaround.


Insurance Inspection FAQs

  • What is a four-point inspection and why do insurers require it?

    A four-point inspection evaluates the roof, plumbing, electrical, and HVAC systems. Insurance companies in Florida often require this for homes over 20 years old to confirm the home is insurable.


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  • What is a wind mitigation inspection and how does it lower my premiums?

    A wind mitigation inspection documents how well your roof can withstand strong winds. Features like hurricane straps, roof shape, and impact-rated windows may qualify you for insurance discounts.

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  • Do Georgia insurers require the same inspections as Florida?

    Not always. Florida insurers frequently require both four-point and wind mitigation inspections. In Georgia, requirements vary by insurer. However, many Valdosta property owners request them for peace of mind and negotiating power.

  • Can I use one inspection report for multiple insurance companies?

    Yes. Your report can be submitted to any insurer, provided it’s still within the valid timeframe (usually one year).


Service-Specific FAQs

  • How do drone roof inspections work?

    We use aerial drones to capture high-resolution images of your roof. This allows us to safely identify storm damage, missing shingles, or wear that’s hard to see from the ground.


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  • Can crawl space drones detect termites or water damage?

    Yes. Our crawl space drone uses cameras and lighting to identify water intrusion, rot, plumbing leaks, and termite activity. While only a pest inspector can issue an official termite report, our inspections often catch early warning signs.

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  • What’s the difference between a pre-remodel evaluation and hiring a structural engineer?

    A pre-remodel evaluation identifies visible structural and safety concerns before construction begins. For major structural changes, a licensed engineer may still be required — but our inspections are often a faster, more affordable first step.


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  • Are rental or Airbnb inspections customizable?

    Yes. We tailor short-term rental inspections based on your needs, whether it’s a basic safety review or a more detailed compliance check.


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Location-Based FAQs

  • Do Tallahassee insurers require both four-point and wind mitigation inspections?

    Yes. In many cases, both are required before a policy can be issued or renewed.


  • How fast can I get an inspection report in Lake City?

    Most Lake City inspections are delivered same-day or within 24 hours, depending on property size and services requested.


  • Do you charge extra for travel to Valdosta or Live Oak?

    No. All travel to our listed service areas is included in your inspection fee.


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  • Which areas do you serve in North Florida & South Georgia?

    Our primary service areas include Lake City, Live Oak, Tallahassee, Valdosta, Madison, Perry, Monticello, Thomasville, and Quitman.


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Pricing & Scheduling FAQs

  • How much does a home inspection cost in Florida or Georgia?

    Pricing depends on property size, location, and type of inspection. Most single-family inspections fall between $300–$500, with specialty services priced separately.


  • How soon can I schedule an inspection?

    We can often schedule inspections within 48–72 hours. After major storms, availability may vary, but we do our best to accommodate urgent requests.

  • What payment methods do you accept?

    We accept credit/debit cards, checks, and electronic payments at the time of service.


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  • Do you offer discounts for multiple inspections?

    Yes. We provide bundled pricing for investors, landlords, or homeowners needing multiple inspection types (e.g., four-point + wind mitigation).


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Still Have Questions?

We’re here to help. If your question wasn’t answered here, call us at (850) 869-9099 or contact us online. Our team is happy to walk you through the process and recommend the right inspection for your needs.